Get the Mirta price list and availability by email.
I'll send the current list and my honest read on which homes are worth it.
Mirta video previews
Developer renderings.
Project highlights
- Location
- Luštica Bay, Tivat
- Type
- Apartments
- Collection
- Mirta, Marina Village
- Bedrooms
- Studio to 2
- Size range
- 40 - 87 m² inside
- Tivat Airport
- 12 km / 15 min
- Status
- Off-plan
- Delivery
- 2030
My take
Mirta, Luštica Bay - Ana Pajkovic
Mirta is the last of Marina Village, and what's left is the upper terraces. You look over the rooftops to the marina and the sea, but you're not on the waterfront. Getting down takes the new path to the promenade or a golf cart.
The payment plan is why I'd look at it. You reserve with 10%, pay 60% quarterly while it's built, and the last 30% runs quarterly for two years after you get the keys. You can live in it or rent it while you finish paying. Every other Luštica Bay neighbourhood asks for 15 or 20% up front.
Why this property exists
- €435,500 - lowest entry into Mirta. A studio, 40.04 m² inside plus a 6.82 m² terrace.
- 10% to reserve. The only Luštica Bay collection that starts at 10%.
- Keys before the last payment. The final 30% is paid quarterly over two years after handover.
- Paying in full. The developer gives a double-digit discount for full payment up front. Ask me for the figure on the home you like.
- Seven nights at The Chedi. First-time Luštica Bay buyers get seven nights a year at The Chedi Luštica Bay until handover.
- Rental. Luštica Bay runs a rental programme. You keep 70% of the income, and there is no guaranteed return. Ask me for current rental figures.
Property features
- Buildings
- Three residential wings
- Pools
- Two wings share a pool and landscaped terraces; the third has its own pool in front
- Position
- Upper edge of Marina Village, above the rooftops
- Access
- A new pedestrian path to the Marina Village promenade
- Architecture
- Modelled on Montenegro's old coastal settlements, in keeping with Marina Village
Pricing overview
Prices verified 13 October 2026 against the developer's price list dated 2 October 2026. Range today: €435,500 to €1,167,500. 10 homes available. Payment plan: 10% on SPA + 60% quarterly to delivery + 30% quarterly for 2 years after delivery.
| Unit type | Area inside | Price from | Units | Availability |
|---|---|---|---|---|
| Studio | 40 m² | €435,500 | 1 | Available |
| 1-Bedroom | 50 - 69 m² | €564,000 - €793,500 | 7 | Available |
| 2-Bedroom | 87 m² | €1,085,000 - €1,167,500 | 2 | Available |
Interested in Mirta?
Leave your details and I'll send the current availability, floor plans and payment schedule.
Payment structure
Three phases. You pay 10% up front, then spread the rest across construction and the two years after handover.
| Phase | % | Note |
|---|---|---|
| Sales & Purchase Agreement | 10% | Due on signing |
| Quarterly instalments until delivery | 60% | Spread across construction |
| Quarterly instalments after delivery | 30% | Over 2 years after handover |
Location
- Tivat Airport - 12 km / 15 min drive
- Marina Village promenade - new pedestrian path, or golf cart
Mirta sits on the upper edge of Marina Village, the harbour neighbourhood of Luštica Bay's 690-hectare resort. For how it compares to Centrale, Heights, Horizon and The Peaks, see my Luštica Bay neighbourhood guide.
Who this works for
- First home on the coast. Start with 10% and pay the rest while it's built.
- Using it before it's paid off. Move in or rent it out while the last 30% runs.
- Cash buyer. Paying in full earns the developer's discount.
Important considerations
- Mirta is off-plan, with delivery planned for 2030. Construction has not started yet. Ask me for the latest progress before you plan around it.
- The homes left are on the upper terraces, not the waterfront.
- Running costs in Marina Village are around €6 to €8 per m² a month.
- Montenegro is an EU candidate country but not yet an EU member. For the buying process, taxes and legal requirements, see the Buying Property in Montenegro guide.
What the contract actually says
Luštica Bay contracts are standardised and not negotiable, so the useful work is understanding them before you sign. Six things buyers are regularly surprised by:
- The apartment is freehold, the land is not. Owners hold a common usage right over resort land running to 10 December 2103, the expiry of the development agreement with the Government of Montenegro. A further 90 year term is expected after that and is negotiated by the Town Association on owners' behalf.
- You become the owner when the price is paid in full, not at handover. If your payment plan runs past completion, you take the apartment on a contractual right of use and are registered in the cadastre only after the final instalment.
- Instalments run on fixed dates, not on construction milestones. The first quarterly invoice is issued three months after the contract is notarised. Each invoice is payable within 10 business days and counts as paid when the money is credited to the developer's account.
- The developer may mortgage the apartment until you have paid in full, to finance construction, and must release the charge within 15 business days of your final payment. A bank charge showing on the title during construction is usually this.
- You cannot resell before you are registered. Assigning the contract or advertising the unit before registration is prohibited and carries a contractual penalty, and the developer holds a pre-emption right over any later resale.
- Late payment is expensive. Default interest and termination rights apply, but the rate and the number of days you get before termination are set in this project's own contract rather than being the same across the resort. Ask me for the figures on the building you are looking at before you sign.
Mirta, Luštica Bay - frequently asked questions
How much do Mirta apartments cost?
From €435,500 for a studio to €1,167,500 for a two-bedroom. Ten homes are on the developer's price list dated 2 October 2026.
What is the payment plan at Mirta?
10% on signing, 60% in quarterly instalments until delivery, and 30% in quarterly instalments over two years after delivery. No interest.
When will Mirta be completed?
Delivery is planned for 2030. Construction has not started yet, so ask me for the latest progress.
Can I walk to the marina from Mirta?
The homes left are on the upper terraces. A new path leads down to the promenade, or you take a golf cart.
Are there three-bedroom homes at Mirta?
The collection includes a few three-bedroom penthouses and duplexes, but none are on the current price list.
Can foreigners buy at Mirta?
Yes - foreign buyers purchase Luštica Bay apartments freehold in their own name.
Related reading
- Where to buy property in Montenegro - the advisor's map
- Buying property in Montenegro - the 2026 buyer's guide
- All current properties I am tracking
Independent advisory, no buyer commission in Montenegro.