Hi, I'm Ana Pajkovic.
I help international buyers buy property in Montenegro and Belgrade.
Independent advice from search to completion. Montenegro's coast and mountains, plus Belgrade, Serbia.
How buying with me works
Three steps, and I am in all of them personally - from your first message to the keys.
1Tell me what you are looking for
Message me on WhatsApp or tap any button on this site. Your budget, the area, and whether you want a home, a holiday base or an investment is enough for me to start.
2I shortlist and compare
I send you a considered shortlist with current prices, explain the strengths and trade-offs, and flag the documentation and developer details to check before committing.
3View and close
I arrange viewings, in person or by video, and stay with you through the legal checks, the contract and the handover.
Where are you looking?
I work two markets. Pick yours and start where it matters.
Montenegro
The coast, the bay and the mountains
Luštica Bay, Porto Montenegro, Tivat, Kotor and Kolašin. I have worked the coast for 15 years and I vet every project myself.
Belgrade
Beograd na vodi and the wider city
Live asking-price data pulled from real listings, not brochures. Three years advising buyers in Belgrade on top of my coast work.
Selected Properties
Every project is personally vetted for developer quality, location and long-term resale potential.
Start with the right knowledge
Guides covering legal process, pricing, rental potential, and where to buy.
- Country GuideBuying Property in MontenegroLegal process, taxes, residency, and closing costs for foreign buyers.10 min read
- Country GuideBuying Property in Montenegro as an AmericanResidency, costs, healthcare and where to live in Montenegro for US buyers in 2026.10 min read
- Country GuideIs Buying Off-Plan Property Safe in Montenegro?Montenegro has no escrow or completion insurance for off-plan. Here's what actually protects a buyer instead - and the two questions to ask before you sign.6 min read
Starter Pack
Thinking about buying in Montenegro?
I'll send you the Montenegro Buyer's Starter Pack. Free, and I answer every reply myself.
Closing costs explained · Buying timeline · New build vs resale · Where to buy by budget
Prefer to talk? message me on WhatsApp.
Market Intelligence
Latest Market Signals
Infrastructure, policy, and demand shifts shaping Montenegro's property market.
- PolicyMontenegro adds a 250,000 euro investor residence route, for EU citizens onlyMontenegro's parliament passed amendments to the Law on Foreigners on 15 October. They were published in Official Gazette 154/2026 on 19 October and apply from 27 October. A new Article 70g allows a temporary residence and work permit for an entrepreneur or company owner who is an EU citizen and can show an investment of at least 250,000 euro in Montenegro.October 25, 2026 · 9:00 AM
- Eu accessionMontenegro closes 3 more EU chapters and is now at 21 of 33. What it means for buyersOn 12 October the EU and Montenegro closed three more negotiating chapters in Luxembourg: economic and monetary policy, statistics, and social policy and employment. That puts Montenegro at 21 of 33 chapters closed, up from 18 after the July round, with 12 still open. A closed chapter means both sides agree Montenegro has met the requirements in that area for now.October 13, 2026 · 9:00 AM
- StatisticsHow much does an apartment in Belgrade Waterfront cost in 2026?In September 2026, asking prices for a real Belgrade Waterfront apartment start at 3,835 €/m², the median is near 5,500 €/m², and the highest is 13,887 €/m² in the tower. Asking rents start around 17 €/m² a month. These are asking prices from every live sale and rental ad for Beograd na vodi on Halo Oglasi, Estitor and KupujemProdajem, not prices flats sold for.September 28, 2026 · 9:00 AM