Hi, I'm Ana Pajkovic.
I help international buyers buy property in Montenegro and Belgrade.
Independent advice from search to completion. Montenegro's coast and mountains, plus Belgrade, Serbia.
How buying with me works
Three steps, and I am in all of them personally - from your first message to the keys.
1Tell me what you are looking for
Tell me your budget, preferred location and how you plan to use the property. That is enough for me to start.
2I shortlist and compare
I send you a considered shortlist with current prices, explain the strengths and trade-offs, and flag the documentation and developer details to check before committing.
3View and close
I arrange viewings, in person or by video, and stay with you through the legal checks, the contract and the handover.
Where are you looking?
I work two markets. Pick yours and start where it matters.
Montenegro
The coast, the bay and the mountains
Luštica Bay, Porto Montenegro, Tivat, Kotor and Kolašin. I have worked the coast for 15 years and I vet every project myself.
Belgrade
Beograd na vodi and the wider city
Live asking-price data pulled from real listings, not brochures. Three years advising buyers in Belgrade on top of my coast work.
Selected Properties
Every project is personally vetted for developer quality, location and long-term resale potential.
Under construction · Delivery: Dec 2027 - Dec 2028
Boka Verde
Župa, Tivat
Off-plan · Delivery: Q4 2029
Versa Residences
Porto Montenegro, Tivat
Under construction · Delivery: December 2026 - March 2030
The Peaks
Lustica Bay, TivatStart with the right knowledge
Guides covering legal process, pricing, rental potential, and where to buy.
- Country GuideBuying Property in MontenegroLegal process, taxes, residency, and closing costs for foreign buyers.10 min read
- Country GuideBuying Property in Montenegro as an AmericanResidency, costs, healthcare and where to live in Montenegro for US buyers in 2026.10 min read
- Country GuideIs Buying Off-Plan Property Safe in Montenegro?Montenegro has no escrow or completion insurance for off-plan. Here's what actually protects a buyer instead - and the two questions to ask before you sign.6 min read
Starter Pack
Thinking about buying in Montenegro?
I'll send you the Montenegro Buyer's Starter Pack. Free, and I answer every reply myself.
Closing costs explained · Buying timeline · New build vs resale · Where to buy by budget
Market Intelligence
Latest Market Signals
Infrastructure, policy, and demand shifts shaping Montenegro's property market.
- FinanceAlta banka's licence is revoked. What depositors can recover and whenOn 30 October 2026 the National Bank of Serbia revoked Alta banka's licence and handed the bank to the Deposit Insurance Agency, and on 1 November the Central Bank of Montenegro withdrew the payment-services authorisation of Alta Pay Group in Podgorica. If you or a client had money in an Alta account, this is a hard week, so here are the dates and rules as they stand. Deposits are insured up to 50,000 euros per depositor.November 4, 2026 · 9:00 AM
- PolicyMontenegro adds a 250,000 euro investor residence route, for EU citizens onlyMontenegro's parliament passed amendments to the Law on Foreigners on 15 October. They were published in Official Gazette 154/2026 on 19 October and apply from 27 October. A new Article 70g allows a temporary residence and work permit for an entrepreneur or company owner who is an EU citizen and can show an investment of at least 250,000 euro in Montenegro.October 25, 2026 · 9:00 AM
- Eu accessionMontenegro closes 3 more EU chapters and is now at 21 of 33. What it means for buyersOn 12 October the EU and Montenegro closed three more negotiating chapters in Luxembourg: economic and monetary policy, statistics, and social policy and employment. That puts Montenegro at 21 of 33 chapters closed, up from 18 after the July round, with 12 still open. A closed chapter means both sides agree Montenegro has met the requirements in that area for now.October 13, 2026 · 9:00 AM