Mar 31, 2026 · 10:30 AMFINANCEREGULATION

CBCG holds its 1% buffer. Why tight lending protects your resale

On 31 March the central bank kept its extra reserve requirement for banks at 1%, the rule it raised twice in 2024 when prices and borrowing were running hot.

Boring news. Useful signal.

This is a market where buyers mostly pay cash and banks are forced to stay conservative. That caps how fast prices can climb, and how hard they can fall. A market that can't over-borrow can't over-crash.

I sell property here, so easier credit would suit me short-term. It would suit nobody who already owns.

What I'd watch: the first cut to that buffer. That's the central bank telling you it thinks the heat is out of the market.

My market notes

This is the kind of signal I send subscribers first.

Price moves, new launches, policy shifts - before they hit the portals. One short email, twice a month.

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